Much More to Come
We will be adding much more content to help you make the best financial decisions for your wedding day. 

4.5 carat heart shaped diamond ring Buying Guide

Learn the steps to save up to $223,190 in our guide.
With this guide, our goal is to help you get the most value when purchasing a 4.5 carat heart shaped diamond ring. We will highlight what's worth your money and what's not, and also share insider tips on where you can find your perfect ring or maybe even a better one.
Eager to buy and skip the lessons?
We have carefully selected the best deals on heart-shaped diamond rings weighing 4.5 carats from top online stores. Check out our recommendations in the links provided.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Get the lowest price for the highest-grade 4.5 carat heart shaped diamond ring.

In the upcoming lessons, we will show you how to save money on a 4.5-carat heart-shaped diamond ring without compromising on its size and sparkle. We will guide you on the strategies to maximize your budget and avoid falling for deceptive tactics used by diamond companies.
Average Price
$82,354.29
Price Range
$29,510-$308,498
Our Max Savings
$223,190
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

You can save a lot of money by purchasing diamond rings online. Physical stores often charge up to 40% extra and have a limited variety to choose from.
$216,570 Cash Savings

Lesson 2

Clarity

Our clarity tips can assist you in reducing diamond ring expenses by 50%. We are dedicated to educating you on effective money-saving techniques.
$22,980 Cash Savings

Lesson 3

Color

Color is another important factor in determining the price of a diamond. We will help you understand how you can use this to your advantage and save money.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

By opting for a lab-grown diamond, you can save a remarkable 85% on a heart-shaped diamond ring weighing 4.5 carats. However, selling it later might pose a difficulty.
☺ Spend Money

Lesson 4

Carat Weight / Size

Since women tend to prefer diamonds that appear larger, it's wise to spend more of your budget on that aspect. We're here to assist you in maximizing the size while also saving money in other aspects.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The way a diamond is cut is extremely important for its overall appearance. It's crucial not to compromise on this aspect, as it's what gives the diamond its sparkle and brilliance.
≔ Personalize

Lesson 6

Shapes

The shape of a diamond ring affects its overall look and shine. We will demonstrate the distinct appearance and how light reflects off each shape.
≔ Personalize

Lesson 7

Setting / Band

If you choose a band with just one diamond, it can save you money and make your diamond appear larger. However, personal preference also plays a role in making this decision.

Lesson 1 - Buy Online
Up to 40% savings here

Get your 4.5 carat heart-shaped diamond ring online and save up to 40% instantly.

Deciding to buy your jewelry online has many advantages compared to shopping at physical stores, especially when it comes to cost, variety, and personalization. Websites like Blue Nile and James Allen can offer diamonds at significantly lower prices than traditional retailers, often up to 40% less, because they don't have the same expenses for maintaining physical stores. Online stores provide a larger selection of options, giving you the chance to find the perfect diamond from a wide range of choices. They also offer more opportunities for customization, allowing you to design your own ring that perfectly matches your vision. This adds extra value and personal touch to your purchase.

Use the 'shop now' links below to begin designing a 4.5 carat heart shaped diamond ring that is both affordable and of great quality!

If you're eager to start shopping, you can click on any of our links to find the best deals on high-quality diamonds from reputable online diamond companies.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

When looking to purchase a 0.4 carat cushion cut diamond ring, keep in mind that the clarity of the diamond is the most significant aspect that determines its cost.

⊗ Up to $252,014 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

In simpler terms, clarity refers to whether a diamond has any visible imperfections. However, it's important to note that most imperfections can only be seen with a 10x magnifying glass. Diamond clarity ranges from 'flawless' (FL) to 'included' (I). In between, there are classifications like VS1 (Very Slightly Included), VS2, and SI1 (Slightly Included). These diamonds usually have imperfections that can only be seen under 10x magnification. To the naked eye, they appear completely clear, so nobody will notice them when admiring your ring!

Optimal Clarity Range for a 4.5 carat heart shaped diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 4.5 carat heart shaped diamond ring can result in significant savings, potentially reducing the total price by up to $252,014. We strongly advise considering the VS2 clarity grade as it offers a favorable balance between price and clarity. However, it is worth noting that SI1 diamonds should not be disregarded. By dedicating a few minutes to carefully inspecting diamonds, you can discover ones that appear nearly flawless.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $339,348 This diamond is absolutely flawless, without a single imperfection, but the price seems excessively high. Savings - You could save $247,418 - $256,381 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $308,498 This diamond is perfectly clear inside without any flaws, but it might have some imperfections on the outside. Even these imperfections seem unnecessary. Savings - You could save $216,568 - $225,531 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $293,073 This diamond is almost flawless, but considering its price, it's still excessive. Savings - You could save $201,143 - $210,106 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $278,419 These diamonds are incredibly beautiful, but we still recommend choosing ones with slightly less clarity. Savings - You could save $186,489 - $195,452 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $222,735 If you are able to find a good deal within this specific range of clarity, that's great. However, the following clarity grades are the perfect match in terms of price and value. Savings - You could save $130,805 - $139,768 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $91,930 Total Savings: $130,805 - $216,568 When it comes to both quality and price, you won't find a better deal than this diamond clarity. These diamonds are unmatched in their flawless appearance, making them look absolutely perfect to anyone's eye. There are no visible faults in most of these diamonds, so you can trust that they are of the highest quality.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $87,334 Total Savings: $135,401 - $221,164 This is the best option for diamond clarity at an incredibly affordable price. It's important to note that not all SI1 diamonds are the same. While some may not live up to your expectations, there are many that are absolutely stunning and could even be mistaken for a higher quality VS2 diamond.

Lesson 3 - Color

The color of the diamond you choose has a significant impact on the price of a 4.5 carat heart-shaped diamond ring.

⊗ Up to $32,502 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamonds can come in various shades, ranging from yellowish to completely colorless. The Gemological Institute of America (GIA) ranks diamonds on a scale from D (colorless) to Z (yellow or brown). Most jewelry diamonds have a slight amount of color and fall into the G-H category. These subtle color differences can only be detected when comparing them to higher-graded diamonds like D, E, or F. While larger diamonds tend to show color more noticeably, a heart-shaped diamond in the G-H category will still appear nearly colorless and will be less expensive than a D-grade diamond, which is completely colorless.

Optimal Color Range For A 4.5 Carat Heart Shaped Diamond Ring

Choosing the appropriate color grade for a 4.5 carat heart shaped diamond ring can lead to significant cost reductions. Instead of paying premium prices for diamonds graded D-F, it would be wise to opt for a diamond falling within the G-J range. This decision not only ensures the creation of a dazzling piece but also saves you a substantial amount, potentially up to $32,502, in addition to any savings achieved through prudent clarity choices.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $104,801 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $17,755 - $22,978 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $98,513 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $11,467 - $16,690 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $92,602 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $5,556 - $10,779 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $87,046 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $5,223 with an H colored diamond
‹ drag left or right ›

H color

Cost - $81,823 Total Savings: $5,223 - $22,978 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $76,914 Total Savings: $10,132 - $27,887 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $72,299 Total Savings: $14,747 - $32,502 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save up to $79,000 on your 4.5 carat heart shaped diamond ring by opting for lab grown diamonds.

Lab-grown diamonds are the result of scientific processes that create diamonds that appear identical to those found in nature. These lab-grown diamonds are produced in a way that is more environmentally friendly and morally responsible. Compared to naturally occurring diamonds, they are more readily available, making them much more affordable to purchase. In fact, a lab-grown diamond can be up to 85% cheaper than a similar diamond found in nature. The main advantage of lab-grown diamonds is that they offer the opportunity to acquire a diamond of superior quality at a significantly lower cost. This not only reduces the financial burden upfront but also lessens the impact on one's finances, even if selling the diamond later on is not an option.

If you find yourself needing to sell your 4.5 carat heart shaped diamond ring, choosing a lab-grown diamond can help minimize your financial loss.

Choosing the appropriate color grade for a 4.5 carat heart shaped diamond ring can lead to significant cost reductions. Instead of paying premium prices for diamonds graded D-F, it would be wise to opt for a diamond falling within the G-J range. This decision not only ensures the creation of a dazzling piece but also saves you a substantial amount, potentially up to $32,502, in addition to any savings achieved through prudent clarity choices.
Explore Lab Grown 

Lesson 5 - Carat / Size

When you're looking to buy a diamond ring, consider investing in carat.

Why is Carat Important?

Picture a diamond ring. The size of the central diamond really catches your attention, doesn't it? Well, surveys indicate that women concur - it's the most crucial aspect. The higher the carat, the larger the diamond, and that's where we suggest you invest your funds.
Watch us compare sizes and help you visualize what you want. 

Choose this Carat Range for your 4.5-carat heart-shaped diamond ring shopping.

It's a wise choice to consider diamonds in the 4.05 to 4.95 carat range. This way, you'll find a good variety of prices without having to go for a significantly bigger size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

The sparkle of a diamond is determined by its cut. For your 4.5 carat heart shaped diamond ring, it's recommended to choose either an ideal or excellent cut for maximum brilliance.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

The secret behind a stunning heart-shaped diamond ring, weighing 4.5 carats, can be found in the way the diamond has been cut. The flawless and precise shaping of the diamond's facets is what truly impacts its overall shimmer and radiance.

A hidden truth within the diamond industry

The idea that a diamond cut to perfection, aiming for maximum sparkle, would automatically be the most expensive option isn't always true. It's possible for a diamond with a "Fair" cut, while having the same carat, color, and clarity, to actually be more costly. This might seem unexpected, but it happens because diamonds that are poorly cut may appear bigger in size but lack the dazzling sparkle and brilliance. A diamond without that sparkle is like a painting without its vibrant colors.

One last thing to keep in mind: go for GIA Certified Excellent Cut Diamonds (also known as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

The level of sparkle in diamonds depends on their shape, and some shapes can create the impression of a pricier 4.5 carat heart shaped diamond ring.

What is Diamond Shape?

The diamond shape refers to the way the diamond is cut, like round, oval, and heart. There are many other shapes too, each with its own unique style. Some shapes can make the diamond look bigger, while others make it sparkle more and give it a classic, timeless appearance. To see all the different shapes available, check out our shape tool in this section. It's a great way to browse through 4.5 carat diamond rings of various shapes.

What shape to choose?

Certain diamond shapes can create the impression of being bigger, and there are some shapes that are currently popular. However, what truly matters is what you personally find attractive and fulfilling. If you are unsure, a brilliant cut diamond encompassing Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant shapes could be a fantastic option. Among these, Round is the most commonly preferred shape, but Oval and Marquise shapes can make the diamond seem larger even with the same carat weight.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

A heart-shaped diamond ring weighing 4.5 carats can look completely different depending on the type of band it has.

What is setting?

The part of the diamond ring that is made of metal and holds the diamond is called the setting. Usually, it is made of gold and comes in different colors like white, yellow, or rose. Another option is a platinum setting. The setting plays an important role in how your heart-shaped diamond ring looks. It allows you to show off your own personal style. Here, we have mentioned the three most popular settings. No matter which setting you go for, we recommend choosing 14k gold. Keep reading to find out why we suggest this.
The setting or band is really important for making your diamond look bigger and better. 

You should choose a 14K Gold band.

Remember this important guideline. Don't use 18 karat or 24 karat gold for your setting. Go with 14 karat gold instead. Even though 18 karat and 24 karat gold are more pure, they are noticeably less durable and prone to bending. If your precious diamond's setting bends too easily, there's a significant risk of the diamond becoming loose and falling out. This is a common problem for many people.

Solitaire - A Delicate Ring Enhances the Size of the Center Diamond Significantly

Poll results indicate that most women have a preference for large diamonds. A way to highlight the size of a 4.5 carat heart shaped diamond ring is by choosing a Solitaire setting with a fine, delicate band. The difference in size between the tiny band and the large diamond can generate an illusion of an even bigger stone. Adding small accent diamonds along the band can also amplify this effect, providing decorative detail without overshadowing the central diamond.

Halo: Give Your Diamond the Illusion of Size with a Bunch of Smaller Ones

Choosing a halo style is a clever choice to enhance the apparent size of your 4.5 carat heart-shaped diamond ring. This setting features smaller diamonds surrounding the main stone, creating a dazzling effect that enhances the perceived size of the diamond. If you're looking to go even further, a double halo setting and a slim band can make even a small diamond appear significantly larger, giving the impression of an extravagant ring.

Keep the focus on the main diamond.

A lot of women like their diamond to appear big. If your ring's band is too fancy or wide, it can shift attention away from the diamond, making it seem smaller in comparison. If the 4.5 carat heart shaped diamond ring is what catches your eye, then a simpler band would be the way to go. On the other hand, if the overall design of the ring is what matters most to you, then a more intricate band might be a good choice. Just keep in mind that this could take away from the diamond's visibility.

Build a Custom 4.5 carat heart shaped diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Creating your very own 4.5 carat heart shaped diamond ring is a personal adventure that lets you make a piece of jewelry that reflects your unique style and individuality, all without breaking the bank compared to store prices. With trusted names like Brilliant Earth, James Allen, and Blue Nile, you have the ability to customize every single part of your ring, from the diamond's cut right down to the band's style.
Start Building
Watch us take you through the entire building process on our favorite websites.

Choose online shopping with our trustworthy partners. Each link ensures the best price for a diamond ring.

We have evaluated each company and the Shop Now links are arranged to offer you the best prices for high-quality diamonds. Specifically, these links are designed with specific preferences on each website to display the greatest deals for your needs. You will be able to choose from a wide range of options, including personalized rings, and enjoy outstanding customer support.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Virtual Appointment

Let us help you get help by the industry leaders. When you click the button below we will help you choose where to set up your appointment.
Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 4.5 carat heart shaped diamond ring worth?

A 4.5 carat heart shaped diamond ring is worth an average price of $82,400, with a price range between $29,510 and $308,498.

How big is a 4.5 carat heart shaped diamond ring?

A 4.5 carat heart-shaped diamond ring has a size of approximately 10.5mm in diameter. This size is visibly larger than a 4 carat heart-shaped diamond ring, which is around 10.1mm in diameter. However, when compared to a 5 carat heart-shaped diamond ring, the difference is minimal, as the 5ct diamond has a diameter of approximately 10.9mm.

What does a 4.5 carat heart shaped diamond ring look like like on a hand?

A 4.5 carat heart-shaped diamond ring is a popular choice for those seeking a stunning and romantic engagement ring. When worn on the hand, this diamond has a distinct heart shape that adds a touch of elegance and charm. The width of the diamond measures approximately 11.5mm, occupying around 68.9% of the finger's width. Its larger size and unique shape make it a striking centerpiece that is sure to catch everyone's attention.

What is the price of a 4.5 carat heart shaped diamond ring?

The price of a 4.5 carat heart shaped diamond ring falls within the range of $29,510 to $308,498.

Is a 4.5 carat heart shaped diamond ring good enough?

Yes, a 4.5 carat heart shaped diamond ring can be considered good enough. Heart shaped diamonds are known for their romantic appeal and can be visually striking. The size of the diamond, in this case 4.5 carats, is also quite substantial and can make a bold statement. However, it's important to consider other factors such as the cut, clarity, and craftsmanship of the diamond and its setting to determine its overall quality and desirability.

Is a 4.5 carat heart shaped diamond ring big?

Yes, a 4.5 carat heart-shaped diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 4.5 carat diamond is significantly larger. The heart shape adds to its visual impact, making it even more eye-catching. While it is above average, it is not uncommon or difficult to wear a ring of this size.

What does a 4.5 carat heart shaped diamond ring weigh?

A 4.5 carat heart shaped diamond ring weighs 0.9 grams.

Should I get a 4.5 carat heart shaped diamond ring?

A 4.5 carat heart shaped diamond ring can be a great choice if you prefer a larger size and a unique shape that symbolizes love and romance.

Is a 4.5 carat heart shaped diamond ring too big?

A 4.5 carat heart shaped diamond ring is considered quite large. The size of the diamond is above average and will definitely make a statement.

Is a 4.5 carat heart shaped diamond ring small?

No, a 4.5 carat heart shaped diamond ring is not considered small. The carat weight of a diamond determines its size, and 4.5 carats is quite substantial. Additionally, the heart shape adds to the visual impact of the diamond, making it appear even larger.
Diamond Rotate
LazyLoad Youtube Video
LazyLoad Diamond Video
crossarrow-down-circle