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4.5 carat diamond ring Buying Guide

With our guide, you can save up to $112,731 - learn how!
With this guide, our goal is to help you save money while purchasing a 4.5 carat diamond ring. We will tell you what is worth your investment and what is not, and we will also give you insider tips on where to find your perfect ring or maybe even a better one.
Ready to shop without learning?
We have found the best deals on 4.5 carat diamond rings from the top online stores. We have provided the links to our favorite options below.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Purchase a premium 4.5 carat diamond ring at the lowest price.

In our upcoming lessons, we will show you how to save money while still getting a bigger, more dazzling 4.5 carat diamond ring. We will guide you on maximizing your budget and avoiding any shady practices from diamond companies.
Average Price
$77,105.62
Price Range
$29,510-$170,424
Our Max Savings
$112,731
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

Diamond rings are much more affordable when purchased online. Traditional stores tend to increase their prices by 40% and usually offer a limited selection.
⤫ $78,000 Cash Savings

Lesson 2

Clarity

Our tips on clarity can help you cut diamond ring prices in half. We're here to assist you in saving a substantial amount.
⤫ $18,440 Cash Savings

Lesson 3

Color

Color is another important factor that impacts the price of diamonds. We will assist you in determining when to utilize this aspect to achieve significant savings.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

Choosing a lab-grown diamond can result in saving approximately 85% on a 4.5 carat diamond ring. However, it's important to be aware that reselling it might pose some challenges.
☺ Spend Money

Lesson 4

Carat Weight / Size

Since women tend to prefer diamonds that appear larger, it's wise to spend more of your budget on that aspect. We're here to assist you in maximizing the size while also saving money in other aspects.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The cut of a diamond is the most important factor that determines its appearance. It's not advisable to compromise on this aspect to save money because it is what gives the diamond its sparkle and brilliance.
≔ Personalize

Lesson 6

Shapes

A diamond ring displays a unique appearance and sparkle in every shape. We will assist you in understanding how each shape presents itself and shines.
≔ Personalize

Lesson 7

Setting / Band

Choosing a solitaire ring can be a cost-effective option and create the illusion of a larger diamond. However, it's important to take personal preference into account when making this decision.

Lesson 1 - Buy Online
Up to 40% savings here

Order your 4.5 carat diamond ring online and save up to 40% instantly on the price.

Looking for a clever way to purchase your engagement ring? Give online shopping a shot! You can score savings of up to 40% at popular stores like Blue Nile and James Allen, in comparison to brick-and-mortar retailers. Plus, you'll have access to a wider range of options and greater customization choices. It's a win-win situation! Get the ring of your dreams at a price that will make you smile.

To start creating the most affordable and valuable 4.5 carat diamond ring right away, simply click on the 'shop now' links provided below.

Are you ready to start shopping? Our links will take you directly to the most affordable and valuable diamonds from trustworthy online diamond sellers.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

The cost of a 0.33 carat round diamond ring is greatly impacted by the clarity of the diamond.

⊗ Up to $117,367 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

When we talk about diamond clarity, we're basically checking if the diamond has any noticeable imperfections. But here's the catch - these flaws are usually only visible when you use a 10x magnifying glass. Diamond clarity is categorized from 'flawless' (FL) to 'included' (I), with other categories like VS1 (Very Slightly Included), VS2, and SI1 (Slightly Included) falling in between. The flaws in diamonds with these clarity ratings can usually only be seen under 10x magnification. To the naked eye, they will appear crystal clear, so anyone admiring your ring is unlikely to notice anything!

Optimal Clarity Range for a 4.5 carat diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 4.5 carat diamond ring can result in significant savings, potentially reducing the total price by as much as $117,367. We highly recommend considering diamonds in the VS2 clarity range due to their favorable combination of price and clarity. However, it is important not to disregard SI1 diamonds as well. By investing a few minutes in sifting through diamonds, you can easily find SI1 diamonds that have an appearance that is practically flawless.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $187,466 The diamond is perfect, without any flaws, but the price is way too high. Savings - You could save $95,043 - $129,064 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $170,424 This diamond is perfectly clear inside without any flaws, but it might have some imperfections on the outside. Even these imperfections seem unnecessary. Savings - You could save $78,001 - $112,022 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $131,830 The diamond is almost perfect, but considering its cost, it's still excessive. Savings - You could save $39,407 - $73,428 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $41,440 These diamonds are really good, but we recommend choosing ones with slightly lower clarity since our eyes can't really tell the difference. Savings - You could save $-50,983 - $-16,962 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $86,366 If you come across an amazing deal on a VS1 diamond, that's really great. However, the upcoming clarity grades are known to offer the best combination of affordability and value. Savings - You could save $-6,057 - $27,964 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $92,423 Total Savings: $-6,057 - $78,001 If you're looking for a diamond that is both high in quality and affordable, this clarity level is your best choice. These diamonds will look completely flawless to the human eye because any imperfections cannot be seen.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $70,099 Total Savings: $16,267 - $100,325 This diamond clarity offers the best value. However, it's important to note that not all SI1 diamonds are equal. While some may not meet your standards, many are exceptionally beautiful and can easily be mistaken for a higher grade like VS2.

Lesson 3 - Color

The color you choose for a 4.5 carat diamond ring greatly affects its price.

⊗ Up to $26,088 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamonds can come in various shades, ranging from yellowish to completely colorless. The Gemological Institute of America (GIA) ranks diamonds on a scale from D (colorless) to Z (yellow or brown). Most jewelry diamonds have a slight amount of color and fall into the G-H category. These subtle color differences can only be detected when comparing them to higher-graded diamonds like D, E, or F. While larger diamonds may show more noticeable color, a diamond from the G-H category will still appear nearly colorless and will be less expensive than a D-grade diamond, which is completely colorless.

Optimal Color Range For A 4.5 Carat Diamond Ring

Choosing the optimal color grade for a 4.5 carat diamond ring can lead to significant cost reductions. Instead of investing in the higher-priced D-F graded diamonds, it is wise to consider a diamond within the G-J range. This decision allows for the acquisition of an exquisite piece while potentially saving up to $26,088, in addition to any savings made by making informed choices regarding clarity. Furthermore, for more intricate designs such as a halo diamond ring, with multiple smaller diamonds encircling the central stone, it is advisable to select a central diamond falling within the G-H color range. This approach ensures the avoidance of any noticeable color contrast that may arise when comparing I-J graded diamonds to the smaller, generally colorless or near-colorless diamonds within the halo.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $84,119 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $14,251 - $18,443 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $79,072 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $9,204 - $13,396 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $74,327 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $4,460 - $8,652 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $69,868 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $4,192 with an H colored diamond
‹ drag left or right ›

H color

Cost - $65,676 Total Savings: $4,192 - $18,443 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $61,735 Total Savings: $8,133 - $22,384 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $58,031 Total Savings: $11,837 - $26,088 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save over $73,000 on your 4.5 carat diamond ring by opting for lab grown diamonds.

Lab-grown diamonds are incredibly attractive because they look just like natural diamonds, even though they are made in a lab. What makes them even more appealing is that the way they are produced is environmentally friendly and morally responsible. On top of that, lab-grown diamonds are significantly more affordable than natural diamonds, with prices that can be up to 85% lower.

If you ever find yourself needing to sell your 4.5 carat diamond ring, choosing a lab-grown diamond can help minimize your financial loss.

Choosing the optimal color grade for a 4.5 carat diamond ring can lead to significant cost reductions. Instead of investing in the higher-priced D-F graded diamonds, it is wise to consider a diamond within the G-J range. This decision allows for the acquisition of an exquisite piece while potentially saving up to $26,088, in addition to any savings made by making informed choices regarding clarity. Furthermore, for more intricate designs such as a halo diamond ring, with multiple smaller diamonds encircling the central stone, it is advisable to select a central diamond falling within the G-H color range. This approach ensures the avoidance of any noticeable color contrast that may arise when comparing I-J graded diamonds to the smaller, generally colorless or near-colorless diamonds within the halo.
Explore Lab Grown 

Lesson 5 - Carat / Size

When you're shopping for your diamond ring, the carat should be your main budget consideration.

Why is Carat Important?

The first thing everyone thinks about when it comes to a diamond ring is the size of the main diamond in the center. In fact, when women are asked, the most important aspect of the ring to them is the size of the center diamond. The carat weight directly affects how big the diamond appears, so we suggest allocating most of your budget towards this.
Watch us compare sizes and help you visualize what you want. 

Choosing the Carat Size for Your 4.5 Carat Diamond Ring Shopping

You might want to check out diamonds in the 4.05 to 4.95 carat range. That way, you'll be able to see nice differences in prices without a big difference in size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

When purchasing your 4.5 carat diamond ring, keep in mind that the cut of the diamond determines its sparkle and shine. Opt for an ideal or excellent cut to enhance its beauty.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

When you're looking for a remarkable diamond, you have to consider the cut. The cut is extremely important in determining the quality of the diamond's sparkle and brilliance because it involves the precise shaping of all the facets.

The diamond companies well-kept secret

You'd probably assume that an 'Ideal' cut diamond, which is famous for its flawless sparkle, would always be the most expensive choice. However, there are cases where a 'Fair' cut diamond, despite having the same carat, color, and clarity, can be more costly. It might not make sense at first, but diamonds that are poorly cut can actually appear larger while lacking the desired sparkle and brilliance. A diamond without any sparkle is comparable to a smartphone without a battery.

Last but not least, make sure to go for GIA Certified Excellent Cut Diamonds (sometimes referred to as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

Consider a diamond's shape since it can impact the sparkle of a 4.5 carat diamond ring, making it seem more expensive.

What is Diamond Shape?

When we mention the diamond shape, we're talking about the way the diamond is cut, like round, oval, and various others. Different shapes can create the illusion of a larger diamond, while others provide a dazzling sparkle and a classic appeal. Take a look at our shape tool in this section to explore a range of 4.5 carat diamond rings available in various shapes.

What shape to choose?

It's a fact that certain diamond shapes can create the illusion of a larger stone, and currently, some shapes are seen as more fashionable. But when you're deciding, keep in mind that what really counts is what catches your eye and brings you the most joy. If you're unsure and don't have a specific preference, you might want to think about a brilliant cut diamond. This includes shapes like Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant. While Round is the most popular choice, Oval and Marquise shapes can give the diamond a bigger appearance with the same carat weight.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

The appearance of a 4.5 carat diamond ring can vary greatly based on the type of band it has.

What is setting?

The part of the diamond ring that holds the diamond, called the band, is usually made of gold. You can choose from white, yellow, or rose gold. Another option is a platinum band. The setting plays a crucial role in how your 4.5 carat diamond ring looks. It's a great chance to show off your personal style. There are three common settings to choose from, and it's recommended to go with a 14k gold band regardless of which setting you like. The reason for this will be explained as you read further.
The setting or band is really important for making your diamond look bigger and better. 

Choose a 14K gold ring.

Remember this important guideline. Don't use 18 karat or 24 karat gold for your setting. Go with 14 karat gold instead. Even though 18 karat and 24 karat gold are more pure, they are noticeably less durable and prone to bending. If your precious diamond's setting bends too easily, there's a significant risk of the diamond becoming loose and falling out. This is a common problem for many people.

Solitaire Choice - A Delicate Band Makes the Diamond Stand Out

According to polling, a sizeable diamond is on most women's wish list. Enhance the visual impact of a 4.5 carat diamond ring with a Solitaire setting that features a slender, delicate band. The contrast between the smaller band and the grand diamond can simulate the appearance of a larger stone. For an additional effect, opt for settings that use tiny accent diamonds along the band, adding to the ring's beauty without pulling focus from the centerpiece diamond.

Halo: Boost Your Diamond's Volume with Many Small Gems

Looking to make your 4.5 carat diamond ring appear larger? Consider a halo setting. This type of setting features smaller diamonds surrounding the main gem, which creates a beautiful effect and gives the illusion of a bigger diamond. For even more impact, you might want to go for a double halo setting. Pairing it with a thin band can make a smaller diamond look significantly larger, making it seem like a more extravagant and impressive piece.

Stay focused on the main diamond

Most women prefer a big diamond that looks really big. If your ring is too fancy or wide, it might take attention away from the diamond, making it seem smaller. If the most important thing for you is the 4.5 carat diamond ring, a simpler band might be a better choice. However, if you care more about the overall design of the ring, a fancier band could be the right one for you, but remember, this might distract from the diamond.

Build a Custom 4.5 carat diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Creating a custom jewelry piece is a remarkable opportunity to craft a one-of-a-kind accessory that perfectly reflects your own style and individuality. Additionally, it's much more affordable compared to purchasing from a retail establishment. With top-tier companies in the industry like Brilliant Earth, James Allen, and Blue Nile at your fingertips, you have complete control over every aspect of your ring, including the diamond's shape and the band's aesthetics.
Start Building
Watch us take you through the entire building process on our favorite websites.

Protect your diamond ring by purchasing it online through one of our trusted partners. Each link will lead you to the best deal available.

We have assessed each company and made sure that every "Shop Now" link will take you directly to the best prices for top-notch diamonds. In other words, our system uses the same settings on each website to assist you in finding the greatest deals for your needs. You can enjoy a wide range of choices, customized rings, and excellent customer service.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Virtual Appointment

Let us help you get help by the industry leaders. When you click the button below we will help you choose where to set up your appointment.
Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 4.5 carat diamond ring worth?

A 4.5 carat diamond ring is worth an average price of $77,100, with a price range between $29,510 and $170,424.

How big is a 4.5 carat diamond ring?

A 4.5 carat diamond ring has a diameter of 10.4mm. This makes it look visibly larger than the 4 carat diamond ring, which is 10.1mm in diameter. When compared to a 5 carat diamond ring, however, the difference is barely noticeable; as the 5 carat diamond ring has a 10.7mm diameter.

What does a 4.5 carat diamond ring look like like on a hand?

A 4.5-carat diamond ring appears larger and more eye-catching on a hand. It has a width of approximately 10.2mm, occupying around 60.5% of the finger's width.

What is the price of a 4.5 carat diamond ring?

The price of a 4.5 carat diamond ring falls within the range of $29,510-$170,424.

Is a 4.5 carat diamond ring good enough?

A 4.5 carat diamond ring is considered to be quite impressive. It is larger than the average diamond and will definitely catch people's attention. The size of the diamond is often associated with luxury and prestige, so if you're looking to make a statement, a 4.5 carat diamond ring would be a great choice.

Is a 4.5 carat diamond ring big?

Yes, a 4.5 carat diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 4.5 carat diamond is significantly larger. A 4.5 carat diamond is highly noticeable and eye-catching. It is above average and may require special consideration when it comes to design and setting on your finger.

What does a 4.5 carat diamond ring weigh?

A 4.5 carat diamond ring weighs 0.9 grams.

Should I get a 4.5 carat diamond ring?

A 4.5 Carat Diamond Ring is a luxurious choice because of its impressive size, rarity, and desirability.

Is a 4.5 carat diamond ring too big?

A 4.5 carat diamond ring may be considered quite large. The size of a diamond is subjective and depends on personal preferences and style.

Is a 4.5 carat diamond ring small?

A 4.5 carat diamond ring is generally considered to be quite large. The size of the diamond will be noticeable and impressive on most fingers. However, it's important to note that the appearance of the diamond can also be influenced by factors such as the cut and setting of the ring.
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