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3 carat heart shaped diamond ring Buying Guide

Learn the tricks to save up to $63,512 using our guide.
This well-made guide will teach you the best way to use your money when buying a 3 carat heart-shaped diamond ring. It gives advice on which parts are worth spending more on and which ones can help you save. It also shows you where to find the ring you desire or maybe even a better option.
Would you rather buy now and skip the lessons?
Find the best deals on a 3 carat heart-shaped diamond ring from top online stores. Check out our carefully selected choices in the links below. These links will help you find the best prices for the highest quality diamonds.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Get your hands on a top-tier 3 carat heart shaped diamond ring for the lowest price.

In the upcoming lessons, you will discover how to save a lot of money while still acquiring a stunning 3 carat heart-shaped diamond ring. We will also assist you in recognizing tactics used by diamond companies to prevent you from being deceived.
Average Price
$37,178.18
Price Range
$17,170-$96,560
Our Max Savings
$63,512
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

Diamond rings are much more affordable when bought online. Brick-and-mortar stores can be up to 40% more expensive and offer a limited range of options.
$58,590 Cash Savings

Lesson 2

Clarity

Our clarity tips can potentially slash diamond ring prices in half. We're here to assist you in saving a significant amount of money.
$8,150 Cash Savings

Lesson 3

Color

The color of a diamond plays a big role in how much it costs. We'll assist you in understanding when you can take advantage of this factor to save money.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

Lab-grown versions of 3 carat heart shaped diamond rings can save you up to 85%, but keep in mind that they may not fetch a high resale value.
☺ Spend Money

Lesson 4

Carat Weight / Size

Typically, women prefer a diamond that appears bigger, so that's where you should focus your budget. We can help you achieve a larger size while also finding savings in other areas.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The way a diamond is cut has a big impact on how it looks overall. It's really important not to ignore this aspect because it directly affects how the diamond sparkles and stands out from others.
≔ Personalize

Lesson 6

Shapes

The shape of a diamond ring affects its overall look and shine. We will demonstrate the distinct appearance and how light reflects off each shape.
≔ Personalize

Lesson 7

Setting / Band

A solitaire ring can save you money and give the illusion of a larger diamond, but it ultimately comes down to your personal preference.

Lesson 1 - Buy Online
Up to 40% savings here

Get your 3 carat heart-shaped diamond ring online and save up to 40% instantly.

Purchasing jewelry online has many benefits compared to shopping at physical stores. One major advantage is the cost, selection, and customization options available. Online platforms like Blue Nile and James Allen can offer diamonds at much lower prices compared to traditional retailers, often up to 40% cheaper. This is because they don't have the same expenses associated with maintaining physical stores. When it comes to finding the perfect diamond, online diamond ring companies provide a wider range of choices. You can browse through a vast array of options to find exactly what you're looking for. Additionally, these companies offer more customization options, allowing you to create a ring that matches your specific vision. This level of customization adds value and personalization to your purchase.

Click on the shop now links below to begin creating the most affordable and valuable 3 carat heart-shaped diamond ring!

If you're ready to start shopping right now, simply click on any of our links. They will direct you to the online diamond companies with the best reputation, offering the lowest prices and highest value diamonds.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

If you're considering buying a 0.25 carat cushion cut diamond ring, remember that the diamond's clarity is the primary factor to consider in terms of pricing.

⊗ Up to $75,236 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

Clarity is all about the flaws you can see in a diamond, but it's worth mentioning that most flaws are only visible with a 10x magnifying glass. Diamond clarity can be categorized as 'flawless' or 'included'. In between, you'll come across classifications like VS1, VS2, and SI1. These diamonds might have imperfections that can only be seen under 10x magnification. To the naked eye, they are typically invisible, so no one will notice them when they admire your ring!

Optimal Clarity Range for a 3 carat heart shaped diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 3 carat heart shaped diamond ring can result in significant savings, potentially reducing the total price by as much as $75,236. We strongly suggest considering the VS2 clarity grade due to its favorable combination of price and clarity. However, it is important not to disregard SI1 diamonds, as with a brief examination of available options, you can easily find diamonds that appear nearly flawless.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $106,216 The diamond is perfect, without any flaws, but the price is way too high. Savings - You could save $68,246 - $80,810 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $96,560 This diamond is internally perfect, which means there are no flaws inside it, although there might be some on the surface. It's quite extravagant. Savings - You could save $58,590 - $71,154 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $30,890 This diamond is practically perfect, but considering its price, it's still excessively expensive. Savings - You could save $-7,080 - $5,484 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $43,320 These diamonds are incredibly beautiful, but we still recommend choosing ones with slightly less clarity. Savings - You could save $5,350 - $17,914 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $46,198 If you are able to find a good deal within this specific range of clarity, that's great. However, the following clarity grades are the perfect match in terms of price and value. Savings - You could save $8,228 - $20,792 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $37,970 Total Savings: $8,228 - $58,590 If you're searching for the ideal combination of quality and price, this diamond clarity is the ultimate option for you. These diamonds look absolutely flawless to the unaided eye, as any imperfections are impossible to detect.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $30,980 Total Savings: $15,218 - $65,580 You won't find a better deal for diamond clarity than this. However, it's important to remember that not all SI1 diamonds are the same. Although some may not meet your expectations, many are truly stunning and can be compared to a VS2 diamond.

Lesson 3 - Color

The color of the diamond you choose has a big impact on the price of a 3 carat heart shaped diamond ring.

⊗ Up to $11,529 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamonds can have a yellowish tint or no color at all. The Gemological Institute of America (GIA) rates diamonds on a scale from D (no color) to Z (yellow or brown). Most diamonds used in jewelry have a slight amount of color and fall within the G-H range. The subtle hints of color in these diamonds are usually only noticeable when compared to higher grade diamonds like D, E, or F. Although larger diamonds may show color more prominently, a heart-shaped diamond in the G-H range will still appear nearly colorless and will be less expensive than completely colorless diamonds like those in the D-grade.

Optimal Color Range For A 3 Carat Heart Shaped Diamond Ring

Choosing the appropriate color grade for a 3 carat heart shaped diamond ring can lead to significant savings. Instead of paying premium prices for D-F graded diamonds, consider opting for a diamond in the G-J range. This decision can still result in a breathtaking piece while saving you up to $11,529, in addition to any savings from wise clarity choices. When it comes to more intricate designs such as a halo diamond ring, where numerous smaller diamonds encircle the main stone, it is recommended to select a central diamond in the G-H color range. This strategy helps prevent any noticeable color contrast that may arise when contrasting I-J graded diamonds with the smaller, usually colorless or near-colorless diamonds in the halo.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $37,176 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $6,298 - $8,151 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $34,945 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $4,068 - $5,920 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $32,849 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $1,971 - $3,824 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $30,878 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $1,853 with an H colored diamond
‹ drag left or right ›

H color

Cost - $29,025 Total Savings: $1,853 - $8,151 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $27,284 Total Savings: $3,594 - $9,892 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $25,647 Total Savings: $5,231 - $11,529 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save Over $35,000 on a 3 Carat Heart Shaped Diamond Ring with Lab Grown Diamonds

Please rewrite the following using commonly used language in the United States without referring to any specific nationality or language, and always using the term lab-grown: Please rewrite the following using commonly used language in the United States without referring to any specific nationality or language, and always using the term lab-grown:

Opting for a lab-grown diamond can reduce your financial loss when selling your 3 carat heart shaped diamond ring.

Choosing the appropriate color grade for a 3 carat heart shaped diamond ring can lead to significant savings. Instead of paying premium prices for D-F graded diamonds, consider opting for a diamond in the G-J range. This decision can still result in a breathtaking piece while saving you up to $11,529, in addition to any savings from wise clarity choices. When it comes to more intricate designs such as a halo diamond ring, where numerous smaller diamonds encircle the main stone, it is recommended to select a central diamond in the G-H color range. This strategy helps prevent any noticeable color contrast that may arise when contrasting I-J graded diamonds with the smaller, usually colorless or near-colorless diamonds in the halo.
Explore Lab Grown 

Lesson 5 - Carat / Size

When shopping for your diamond ring, make sure to prioritize your budget towards carat weight.

Why is Carat Important?

The first thing everyone thinks about when it comes to a diamond ring is the size of the main diamond in the center. In fact, when women are asked, the most important aspect of the ring to them is the size of the center diamond. The carat weight directly affects how big the diamond appears, so we suggest allocating most of your budget towards this.
Watch us compare sizes and help you visualize what you want. 

Choose this Carat Range when looking for a 3-carat heart-shaped diamond ring.

You might want to consider checking out diamonds in the 2.7 to 3.3 carat range. This will allow you to see different price variations without a noticeable difference in size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

It's important to understand that the cut of a diamond directly impacts its sparkle. When buying your 3 carat heart shaped diamond ring, choose an ideal or excellent cut to enhance its brilliance.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

If you're on the hunt for the most stunning 3 carat heart shaped diamond ring, it's worth noting that the cut plays a major role in its sparkle and brilliance. The cut refers to how precisely and perfectly the diamond's angles are shaped.

What diamond companies don't want you to know

You might think that an 'Ideal' cut diamond, which is crafted to make it sparkle the most by having perfect proportions, would be the priciest one. However, that's not always true. Sometimes, a 'Fair' cut diamond with similar carat, color, and clarity can actually be more expensive. It might seem a bit confusing, but poorly cut diamonds can actually look bigger while lacking the sparkle and brilliance that you want. A diamond without sparkle is like a phone without any signal.

Last but not least, make sure to go for GIA Certified Excellent Cut Diamonds (sometimes referred to as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

The sparkliness of diamonds varies depending on their shape, and some shapes can add to the perceived value of a 3 carat heart shaped diamond ring.

What is Diamond Shape?

The diamond shape symbolizes the style of the diamond, such as round, oval, or heart-shaped. There are numerous shapes that exist, each having its own unique characteristics. Certain shapes can make a diamond appear larger, while others give it an extra sparkle and a traditional, everlasting look. In this section, you can use our shape tool to explore a wide range of 3-carat diamond rings that showcase various shapes.

What shape to choose?

It's a fact that certain diamond shapes can create the illusion of a larger stone, and currently, some shapes are seen as more fashionable. But when you're deciding, keep in mind that what really counts is what catches your eye and brings you the most joy. If you're unsure and don't have a specific preference, you might want to think about a brilliant cut diamond. This includes shapes like Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant. While Round is the most popular choice, Oval and Marquise shapes can give the diamond a bigger appearance with the same carat weight.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

The band has the power to completely transform the appearance of a 3 carat heart shaped diamond ring.

What is setting?

The part of the diamond ring that is made of metal, usually called the band, is known as the setting. Normally, it is made of gold and can be found in white, yellow, or rose shades. Alternatively, you can opt for a platinum band. The setting plays a vital role in the overall appearance of your 3 carat diamond ring in a heart shape. This is where you have the opportunity to display your personal taste. Below, we have listed the three most popular settings. Regardless of the setting you decide on, we recommend choosing 14k gold. Keep reading to discover the rationale behind this suggestion.
The setting or band is really important for making your diamond look bigger and better. 

You should choose a 14K Gold band.

Here's a crucial rule to follow. Avoid choosing 18k or 24k gold for your setting. It's better to opt for 14k gold. Despite 18k and 24k gold being more pure, they are considerably softer and prone to bending. If the setting that secures your valuable diamond bends excessively, the chance of the diamond becoming loose and falling out rises significantly. Numerous individuals have faced this issue.

Solitaire - A Delicate Ring Enhances the Size of the Center Diamond Significantly

In surveys, most women express a desire for a large diamond. To visually enlarge a 3 carat heart shaped diamond ring, think about using a Solitaire setting with a narrow, elegant band. The contrast between the modest band and the sizeable diamond can create the illusion of an even larger stone. Accent diamonds along the band can further enhance this impression, adding a touch of charm without overshadowing the primary diamond.

Halo: Make Your Diamond Look Bigger with a Collection of Small Stones

To make your 3 carat heart-shaped diamond ring appear bigger, think about using a halo setting. The little diamonds surrounding the main stone make it look brighter and larger. You can go for a double halo setting if you want a more dramatic effect. When combined with a slim band, this can make a smaller diamond look visually larger and more lavish.

The main diamond should be the focal point.

A lot of women are attracted to a diamond that looks really large. If the band of the ring is too flashy or wide, it might take the focus away from the diamond and make it seem smaller. If you want to showcase your 3 carat heart shaped diamond ring, go for a simple band that won't steal the spotlight. On the other hand, if you prefer the overall design of the ring more, a band with intricate details might match your style. Just keep in mind that this could reduce the prominence of the diamond.

Build a Custom 3 carat heart shaped diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Creating a unique and personalized piece of jewelry is an exceptional experience, allowing you to design a piece that truly embodies your individual style and personality, all at a more affordable price compared to purchasing from a store. Teaming up with renowned jewelry companies such as Brilliant Earth, James Allen, and Blue Nile, you have the freedom to select every detail of your ring, from the diamond's shape to the band's design.
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Watch us take you through the entire building process on our favorite websites.

Purchase your diamond ring online from one of our reliable partners. Each link will lead you to the greatest deal on a diamond ring.

We have rated each company and designed the Shop Now links to direct you to the lowest priced and highest quality diamonds. Our filters are applied to each website to help you find the best deals on your desired item. Take advantage of a wide selection, customized rings, and excellent customer support.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

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Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 3 carat heart shaped diamond ring worth?

A 3 carat heart shaped diamond ring is worth an average price of $37,200. The price range for such rings can vary from $17,170 to $96,560.

How big is a 3 carat heart shaped diamond ring?

A 3 carat heart-shaped diamond ring has a size of approximately 9.5mm in diameter. This makes it look visibly larger than a 2.5 carat heart-shaped diamond ring, which is around 9.1mm in diameter. However, when compared to a 3.5 carat heart-shaped diamond ring, the difference is barely noticeable, as the 3.5 carat diamond has a diameter of approximately 9.9mm.

What does a 3 carat heart shaped diamond ring look like like on a hand?

A 3-carat heart-shaped diamond ring is a popular choice for those looking for a unique and romantic engagement ring. The heart shape of the diamond adds a touch of elegance and symbolizes love. When worn on the hand, the 3-carat heart-shaped diamond ring is visually striking and draws attention due to its larger size. The width of the diamond varies depending on the specific cut, but on average, it can range from around 9.5mm to 10.5mm. This means that the diamond takes up a significant portion of the finger's width, making it a bold and eye-catching choice.

What is the price of a 3 carat heart shaped diamond ring?

The price of a 3 carat heart shaped diamond ring falls within the range of $17,170 to $96,560.

Is a 3 carat heart shaped diamond ring good enough?

Yes, a 3 carat heart shaped diamond ring can be considered good enough. Heart shaped diamonds are unique and symbolize love and romance. The larger carat weight adds to the overall impact and beauty of the ring. However, it's important to also consider other factors such as the cut, clarity, and craftsmanship to ensure the diamond ring is of high quality and visually appealing.

Is a 3 carat heart shaped diamond ring big?

Yes, a 3 carat heart shaped diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 3 carat diamond is significantly larger. A heart shaped diamond is already eye-catching, and when combined with a 3 carat weight, it becomes even more noticeable. While it is above average, it is not uncommon or difficult to wear a ring of this size.

What does a 3 carat heart shaped diamond ring weigh?

A 3 carat heart shaped diamond ring weighs 0.6 grams.

Should I get a 3 carat heart shaped diamond ring?

A 3 carat heart shaped diamond ring can be a great choice if you are looking for a unique and romantic design. The larger carat size will also give the ring a noticeable presence on the finger.

Is a 3 carat heart shaped diamond ring too big?

A 3 carat heart shaped diamond ring is not considered too big. The size of a diamond ring is subjective and depends on personal preferences.

Is a 3 carat heart shaped diamond ring small?

No, a 3 carat heart shaped diamond ring is not considered small. The size of the diamond will vary depending on the finger it is worn on. Additionally, the shape of the diamond can also affect its perceived size.
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