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3.5 carat round diamond ring Buying Guide

Harness the power of our guide and save up to $86,464.
Let's explore a guide that can assist you in maximizing your budget while purchasing a 3.5 carat round diamond ring. We will provide tips on smart spending and cost-cutting, while also sharing the best places to find your dream ring or even one that surpasses your expectations.
Looking to buy right away without learning?
Find the best deals on a 3.5 carat round diamond ring from top online stores. Check out our carefully chosen selections in the links below. These links will lead you to the best prices on high-quality diamonds.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Get the lowest price for the highest-grade 3.5 carat round diamond ring.

In our upcoming lessons, we will teach you how to save money while getting a larger and more dazzling 3.5 carat round diamond ring. We will provide you with tips on how to make the most of your budget and avoid falling for deceptive tactics employed by diamond companies.
Average Price
$47,229.78
Price Range
$22,490-$130,570
Our Max Savings
$86,464
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

You can save a lot of money by purchasing diamond rings online. Physical stores often charge up to 40% extra and have a limited variety to choose from.
$76,230 Cash Savings

Lesson 2

Clarity

Learn how to cut diamond ring prices in half with our clarity tips. Get ready to discover how to save a significant amount of money.
$10,890 Cash Savings

Lesson 3

Color

The color of a diamond is a significant factor in determining its price. We will provide you with guidance on how to use this to your advantage and save a substantial amount.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

By choosing a lab-grown 3.5 carat round diamond ring, you can save up to 85% on your purchase. However, it's important to note that you will likely have difficulty reselling it.
☺ Spend Money

Lesson 4

Carat Weight / Size

Women usually prefer bigger diamonds, so that's where you should invest your money. We can assist you in getting the most out of your budget by finding ways to save in other areas.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The diamond's cut plays a significant role in its overall appearance. It's important not to compromise on this aspect since it's what gives the diamond its sparkle and makes it truly noticeable.
≔ Personalize

Lesson 6

Shapes

The appearance of a diamond ring varies depending on its shape. We will walk you through the unique characteristics and sparkle of each shape.
≔ Personalize

Lesson 7

Setting / Band

If you choose a plain band, it will help you save money and create the illusion of a larger diamond. However, it's crucial to consider your personal preference when making this decision.

Lesson 1 - Buy Online
Up to 40% savings here

Order your 3.5 carat round diamond ring online and save up to 40% instantly on the price.

Deciding to buy your jewelry online has many advantages compared to shopping at physical stores, especially when it comes to cost, variety, and personalization. Websites like Blue Nile and James Allen can offer diamonds at significantly lower prices than traditional retailers, often up to 40% less, because they don't have the same expenses for maintaining physical stores. Online stores provide a larger selection of options, giving you the chance to find the perfect diamond from a wide range of choices. They also offer more opportunities for customization, allowing you to design your own ring that perfectly matches your vision. This adds extra value and personal touch to your purchase.

Click on one of the "shop now" links below to start creating a 3.5 carat round diamond ring that is both affordable and of excellent quality.

Excited to begin shopping? Our links will lead you to the most budget-friendly, top-quality diamonds offered by the finest online diamond companies.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

If you're considering buying a 0.3 carat pear shaped diamond ring, the clarity of the diamond is the most crucial element to consider in terms of pricing.

⊗ Up to $102,252 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

When we talk about diamond clarity, we're basically checking if the diamond has any noticeable imperfections. But here's the catch - these flaws are usually only visible when you use a 10x magnifying glass. Diamond clarity is categorized from 'flawless' (FL) to 'included' (I), with other categories like VS1 (Very Slightly Included), VS2, and SI1 (Slightly Included) falling in between. The flaws in diamonds with these clarity ratings can usually only be seen under 10x magnification. To the naked eye, they will appear crystal clear, so anyone admiring your ring is unlikely to notice anything!

Optimal Clarity Range for a 3.5 carat round diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 3.5 carat round diamond ring can result in significant savings, potentially reducing the total price by as much as $102,252. We suggest considering VS2 diamonds due to their favorable combination of price and clarity. However, it is important not to disregard SI1 diamonds. With just a few minutes spent examining different diamonds, you can discover SI1 diamonds that have an almost flawless appearance.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $143,627 This diamond is in perfect condition, without any flaws, but when you look at the cost, it's just too expensive. Savings - You could save $89,291 - $107,082 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $130,570 This diamond is internally perfect, which means there are no flaws inside it, although there might be some on the surface. It's quite extravagant. Savings - You could save $76,234 - $94,025 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $130,570 The diamond is nearly flawless, but considering its cost, it's still overly expensive. Savings - You could save $76,234 - $94,025 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $116,670 These diamonds are really good, but we recommend choosing ones with slightly lower clarity since our eyes can't really tell the difference. Savings - You could save $62,334 - $80,125 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $60,213 If you are able to find a good deal within this specific range of clarity, that's great. However, the following clarity grades are the perfect match in terms of price and value. Savings - You could save $5,877 - $23,668 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $54,336 Total Savings: $5,877 - $76,234 If you're looking for the best bang for your buck, then look no more than this diamond clarity. Most of these diamonds will look flawless to you because their imperfections are invisible to the naked eye.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $41,375 Total Savings: $18,838 - $89,195 This is the absolute best choice if you want a diamond with excellent clarity, and it's available at an amazing price. However, it's important to understand that not all SI1 diamonds are the same. While some might not meet your expectations, many of them are truly stunning and have a similar look to a VS2 diamond.

Lesson 3 - Color

The color of the diamond you choose has a significant impact on the price of a 3.5 carat round diamond ring.

⊗ Up to $15,398 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamonds can sometimes have a slight yellow tint or be completely colorless. The GIA grades diamonds on a scale from D (colorless) to Z (yellow or brown). When it comes to jewelry, diamonds typically have a subtle color and fall within the G-H range. You would only notice these faint color differences when comparing them to higher grade diamonds like D, E, or F. The variation in color is more apparent in larger diamonds. However, even a round diamond in the G-H range will appear almost colorless and be more affordable than a completely colorless diamond like a D-grade one.

Optimal Color Range For A 3.5 Carat Round Diamond Ring

Choosing the right color grade for a 3.5 carat round diamond ring can lead to significant savings. Instead of paying premium prices for D-F graded diamonds, consider opting for a diamond in the G-J range. This decision can still result in a breathtaking piece while potentially saving you up to $15,398, in addition to any savings garnered from making informed choices regarding clarity. For more elaborate designs, such as a halo diamond ring with numerous smaller diamonds encircling the main stone, it is advisable to select a central diamond in the G-H color range. This strategy helps avoid any noticeable color contrast that may arise with I-J graded diamonds when compared to the smaller, typically colorless or near-colorless diamonds in the halo.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $49,650 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $8,412 - $10,886 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $46,671 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $5,433 - $7,907 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $43,871 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $2,632 - $5,107 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $41,238 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $2,474 with an H colored diamond
‹ drag left or right ›

H color

Cost - $38,764 Total Savings: $2,474 - $10,886 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $36,438 Total Savings: $4,800 - $13,212 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $34,252 Total Savings: $6,986 - $15,398 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save up to $44,000 on your 3.5 carat round diamond ring by opting for a lab grown diamond.

Lab-grown diamonds, also known as man-made diamonds, possess the benefit of appearing identical to natural diamonds, while being created through a sustainable and ethical process. Moreover, their affordability is enhanced due to their increased availability compared to natural diamonds. In fact, a lab-grown diamond can cost up to 85% less than a similar natural diamond.

If you ever have to part with your 3.5 carat round diamond ring, opting for a lab-grown diamond can reduce your financial loss.

Choosing the right color grade for a 3.5 carat round diamond ring can lead to significant savings. Instead of paying premium prices for D-F graded diamonds, consider opting for a diamond in the G-J range. This decision can still result in a breathtaking piece while potentially saving you up to $15,398, in addition to any savings garnered from making informed choices regarding clarity. For more elaborate designs, such as a halo diamond ring with numerous smaller diamonds encircling the main stone, it is advisable to select a central diamond in the G-H color range. This strategy helps avoid any noticeable color contrast that may arise with I-J graded diamonds when compared to the smaller, typically colorless or near-colorless diamonds in the halo.
Explore Lab Grown 

Lesson 5 - Carat / Size

When you are looking for your diamond ring, focus your money on the carat size.

Why is Carat Important?

When you imagine a diamond ring, what do you picture? That's correct - the size of the main diamond. Women also prioritize size, so if you're unsure where to invest your money, we advise focusing on carat weight - it's the ultimate size determinant in the diamond industry.
Watch us compare sizes and help you visualize what you want. 

When you're shopping for a 3.5 carat round diamond ring, try to aim for this carat range.

We recommend looking at diamonds that range from 3.15 to 3.85 carats. This way, you'll find different prices without a significant jump in size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

The sparkle of a diamond is determined by its cut. For your 3.5 carat round diamond ring, it's recommended to choose either an ideal or excellent cut for maximum brilliance.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

Searching for the finest 3.5 carat round diamond ring? Don't forget, it's the way the diamond is cut - the flawless and exact angles of the facets - that ultimately decides its shimmer and radiance.

A hidden truth within the diamond industry

An 'Ideal' cut diamond is known for its maximum sparkle and is often thought to be the most expensive. But sometimes, a 'Fair' cut diamond with the same carat, color, and clarity can be even pricier. It may seem confusing, but poorly cut diamonds can appear larger without giving off the desired sparkle and brilliance. A diamond that lacks sparkle is like a garden without any soil.

Don't forget this important tip: always select GIA Certified Excellent Cut Diamonds (often referred to as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

The sparkliness of diamonds varies depending on their shape, and some shapes can add to the perceived value of a 3.5 carat round diamond ring.

What is Diamond Shape?

When we refer to the diamond shape, we're talking about the way the diamond is cut, like round, oval, or various others. Different shapes can create the illusion of a larger diamond, while others provide more brilliance and an enduring allure. Check out the shape tool in this section to explore a variety of 3.5 carat diamond rings available in different shapes.

What shape to choose?

Certain diamond shapes can create the impression of being bigger, and there are some shapes that are currently popular. However, what truly matters is what you personally find attractive and fulfilling. If you are unsure, a brilliant cut diamond encompassing Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant shapes could be a fantastic option. Among these, Round is the most commonly preferred shape, but Oval and Marquise shapes can make the diamond seem larger even with the same carat weight.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

The band of a 3.5 carat round diamond ring can have a big effect on how visually appealing it is.

What is setting?

The shiny part of a diamond ring, often called the band, is called the setting. These are typically made of gold in different shades like white, yellow, or rose. You can also choose to have a band made of platinum. The setting plays a crucial role in the overall look of your 3.5 carat round diamond ring. It's where you can showcase your own unique style. Here, we've listed the top three settings that are most favored. No matter which setting you choose, it's recommended to go for 14k gold. Keep reading to find out why this is the case.
The setting or band is really important for making your diamond look bigger and better. 

Go with a 14K gold band for your ring.

Here's an important rule to remember. Avoid using 18k or 24k gold for your jewelry setting. Instead, go for 14k gold. Even though 18k and 24k gold are purer, they are much softer and more prone to bending. If the band holding your precious diamond bends easily, there is a much higher risk of the diamond falling off. This is a problem that many people commonly experience.

Solitaire Ring - A Thin Band Makes Your Diamond Appear Bigger.

In surveys, most women express a desire for a large diamond. To visually enlarge a 3.5 carat round diamond ring, think about using a Solitaire setting with a narrow, elegant band. The contrast between the modest band and the sizeable diamond can create the illusion of an even larger stone. Accent diamonds along the band can further enhance this impression, adding a touch of charm without overshadowing the primary diamond.

Halo: Make Diamond Look Bigger with Lots of Smaller Diamonds

A halo setting is a fantastic option to give your 3.5 carat round diamond ring a more prominent appearance. This setting features smaller diamonds encircling the main stone, giving off a dazzling glow that enhances the size of the central diamond. To create an even greater illusion of size, you may want to consider a double halo setting. When paired with a slender band, this type of setting can make a smaller diamond appear larger, resulting in a truly impressive piece.

The main diamond should be the focal point.

A lot of women like their diamond to appear big. If your ring band is too fancy or wide, it can divert attention from the diamond, making it seem smaller in comparison. If the 3.5 carat round diamond ring is what catches your eye, a simpler band would be your best choice. On the other hand, if the overall design of the ring is your top priority, a more intricate band might be perfect for you. Just keep in mind that this could lessen the visibility of the diamond.

Build a Custom 3.5 carat round diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Creating your very own 3.5 carat round diamond ring is a personal adventure that lets you make a piece of jewelry that reflects your unique style and individuality, all without breaking the bank compared to store prices. With trusted names like Brilliant Earth, James Allen, and Blue Nile, you have the ability to customize every single part of your ring, from the diamond's cut right down to the band's style.
Start Building
Watch us take you through the entire building process on our favorite websites.

Purchase your diamond ring online from one of our reliable partners. Each link will lead you to the greatest deal on a diamond ring.

We have assessed each company and made sure that every "Shop Now" link will take you directly to the best prices for top-notch diamonds. In other words, our system uses the same settings on each website to assist you in finding the greatest deals for your needs. You can enjoy a wide range of choices, customized rings, and excellent customer service.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

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Let us help you get help by the industry leaders. When you click the button below we will help you choose where to set up your appointment.
Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 3.5 carat round diamond ring worth?

A 3.5 carat round diamond ring is worth an average price of $47,200, with a price range of $22,490 to $130,570.

How big is a 3.5 carat round diamond ring?

A 3.5 carat round diamond ring has a diameter of 9.7mm. This makes it look visibly larger than the 3 carat round diamond, which is 9.3mm in diameter. When compared to a 4 carat round diamond, however, the difference is barely noticeable; as the 4ct has a 10.1mm diameter.

What does a 3.5 carat round diamond ring look like like on a hand?

A 3.5 carat round diamond ring is larger and more eye-catching compared to smaller diamond rings. It has a width of approximately 9.71mm, which means it takes up around 57.8% or slightly more than half of the finger's width.

What is the price of a 3.5 carat round diamond ring?

The price of a 3.5 carat round diamond ring falls within the range of $22,490 to $130,570.

Is a 3.5 carat round diamond ring good enough?

Yes, a 3.5 carat round diamond ring is considered to be of high quality and desirable. It is larger than the average diamond size and will likely be eye-catching and impressive when worn. The round shape is a classic choice and is known for its brilliance and sparkle. However, the overall quality of the diamond, including its cut, clarity, and craftsmanship, will also play a significant role in determining its desirability.

Is a 3.5 carat round diamond ring big?

Yes, a 3.5 carat round diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 3.5 carat diamond is significantly larger. A 3.5 carat diamond is highly noticeable and eye-catching. It is considered a substantial size and may be more expensive due to its larger carat weight.

What does a 3.5 carat round diamond ring weigh?

A 3.5 carat round diamond ring weighs 0.7 grams.

Should I get a 3.5 carat round diamond ring?

A 3.5 carat round diamond ring is a great choice because of its impressive size, classic shape, and timeless elegance.

Is a 3.5 carat round diamond ring too big?

A 3.5 carat round diamond ring is considered large, but it ultimately depends on personal preference.

Is a 3.5 carat round diamond ring small?

No, a 3.5 carat round diamond ring is not considered small. The carat weight of a diamond determines its size, and 3.5 carats is considered a substantial size for a diamond. However, it's important to note that the perception of size can vary depending on the finger it is worn on. Additionally, the setting of the ring can also play a role in how the diamond appears. For example, a halo setting can make a diamond appear larger by surrounding it with smaller diamonds.
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