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3.5 carat oval diamond ring Buying Guide

Get tips on how to save as much as $42,200 with our guide.
Our guide is here to make sure you get the best bang for your buck when purchasing a 3.5 carat oval diamond ring. We'll explain where it's worth splurging and where you can save some money. Additionally, we will provide you with exact steps to acquire the ring you've always desired, or maybe even a superior one.
Want to go straight to shopping?
We have searched and chosen the best deals on 3.5 carat oval diamond rings from popular online stores. You can find the links to our top picks below.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Lock in the best deal for the most exquisite 3.5 carat oval diamond ring.

In the upcoming lessons, we'll assist you in learning how to save money while making your 3.5 carat oval diamond ring shine brighter and appear larger. Additionally, we'll guide you on avoiding deception by the diamond industry.
Average Price
$46,125.00
Price Range
$19,290-$72,040
Our Max Savings
$42,200
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

Diamond rings are much more affordable when purchased online. Traditional stores tend to increase their prices by 40% and usually offer a limited selection.
$14,250 Cash Savings

Lesson 2

Clarity

Save a significant amount of money by using our clarity advice, which can reduce diamond ring prices by 50%. We are here to assist you in achieving this goal.
$12,000 Cash Savings

Lesson 3

Color

The color of a diamond has a big impact on its price. We're here to help you understand how and when you can use this factor to save money.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

You can save up to 85% on a 3.5 carat oval diamond ring by opting for lab-grown alternatives. However, selling it later on might pose a challenge.
☺ Spend Money

Lesson 4

Carat Weight / Size

Since women tend to prefer diamonds that appear larger, it's wise to spend more of your budget on that aspect. We're here to assist you in maximizing the size while also saving money in other aspects.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The way a diamond is cut is extremely important for its overall appearance. It's not an area where you should try to save money, as it's what gives the diamond its brilliance and catches people's attention.
≔ Personalize

Lesson 6

Shapes

Each shape of a diamond ring has its own distinct appearance and sparkle. We are here to assist you in understanding the characteristics and brilliance of each shape.
≔ Personalize

Lesson 7

Setting / Band

Choosing a solitaire ring can help you save some cash and give the illusion of a bigger diamond. However, it ultimately boils down to personal preference.

Lesson 1 - Buy Online
Up to 40% savings here

When you choose to purchase your 3.5 carat oval diamond ring online, you can save up to 40% on your bill.

Looking for a clever way to purchase your engagement ring? Give online shopping a shot! You can score savings of up to 40% at popular stores like Blue Nile and James Allen, in comparison to brick-and-mortar retailers. Plus, you'll have access to a wider range of options and greater customization choices. It's a win-win situation! Get the ring of your dreams at a price that will make you smile.

Click on the shop now links below to begin building the most affordable and valuable 3.5 carat oval diamond ring!

Excited to begin shopping? Our links will lead you to the most budget-friendly, top-quality diamonds offered by the finest online diamond companies.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

The cost of a 0.3 carat emerald cut diamond ring is greatly influenced by the clarity of the diamond.

⊗ Up to $33,620 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

When we talk about clarity in diamonds, we're basically talking about how visible the flaws are. But it's important to note that most flaws can only be seen with a 10x magnifying glass. Diamond clarity goes from 'flawless' to 'included'. In the middle, you'll find classifications like VS1, VS2, and SI1. These diamonds might have flaws that can only be seen under 10x magnification. To the naked eye, they look completely transparent, so nobody will notice any imperfections when they admire your ring!

Optimal Clarity Range for a 3.5 carat oval diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 3.5 carat oval diamond ring can result in significant savings, with the potential to save up to $33,620 off the total price. While we highly recommend opting for a VS2 diamond due to its balanced price and clarity, it is important not to overlook SI1 diamonds. By spending just a few minutes sifting through the available options, you can find SI1 diamonds that possess an almost flawless appearance.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $79,244 The diamond is perfect, without any flaws, but the price is way too high. Savings - You could save $21,451 - $43,869 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $72,040 This diamond is internally perfect, which means there are no flaws inside it, although there might be some on the surface. It's quite extravagant. Savings - You could save $14,247 - $36,665 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $49,650 The diamond is almost perfect, but considering its cost, it's still excessive. Savings - You could save $-8,143 - $14,275 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $68,480 These diamonds are really good, but we recommend choosing ones with slightly lower clarity since our eyes can't really tell the difference. Savings - You could save $10,687 - $33,105 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $53,079 If you are able to find a good deal within this specific range of clarity, that's great. However, the following clarity grades are the perfect match in terms of price and value. Savings - You could save $-4,714 - $17,704 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $57,793 Total Savings: $-4,714 - $14,247 If you want to make the most of your money, this diamond clarity is unbeatable. These diamonds appear flawless to the naked eye as any imperfections are completely invisible.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $45,624 Total Savings: $7,455 - $26,416 This diamond clarity offers the best value. However, it's important to note that not all SI1 diamonds are equal. While some may not meet your standards, many are exceptionally beautiful and can easily be mistaken for a higher grade like VS2.

Lesson 3 - Color

The color of the diamond you choose has a big impact on the price of a 3.5 carat oval diamond ring.

⊗ Up to $16,979 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamond color is determined by the presence or absence of a yellow hue. The GIA rates diamond color on a scale from D (no color) to Z (light yellow or brown). When it comes to making jewelry, diamonds that are close to colorless, falling within the G-H range, are typically used. It can be difficult to spot any minor traces of color in these diamonds unless they are compared to higher-graded ones. It's important to note that the differences in diamond color are usually extremely subtle and may go unnoticed by someone without training. However, in larger diamonds, the color may become more noticeable. A diamond within the G-H range, which is almost colorless, will appear that way and be priced more favorably compared to diamonds that are more colorless.

Optimal Color Range For A 3.5 Carat Oval Diamond Ring

Opting for the appropriate color grade when it comes to a 3.5 carat oval diamond ring can lead to significant cost reductions. Instead of shelling out for high-priced diamonds graded in the D-F range, consider opting for a diamond in the G-J range. By doing so, not only can you acquire a breathtaking piece, but you can also save a whopping $16,979, in addition to any savings made through wise choices concerning clarity.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $54,749 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $9,275 - $12,004 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $51,464 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $5,990 - $8,719 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $48,376 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $2,903 - $5,631 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $45,473 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $2,728 with an H colored diamond
‹ drag left or right ›

H color

Cost - $42,745 Total Savings: $2,728 - $12,004 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $40,180 Total Savings: $5,293 - $14,568 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $37,770 Total Savings: $7,704 - $16,979 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save up to $43,200 on your 3.5 carat oval diamond ring with the choice of lab grown diamonds.

Lab-grown diamonds, also known as man-made diamonds, possess the benefit of appearing identical to natural diamonds, while being created through a sustainable and ethical process. Moreover, their affordability is enhanced due to their increased availability compared to natural diamonds. In fact, a lab-grown diamond can cost up to 85% less than a similar natural diamond.

Minimize your financial loss when selling your 3.5 carat oval diamond ring by choosing a lab-grown diamond.

Opting for the appropriate color grade when it comes to a 3.5 carat oval diamond ring can lead to significant cost reductions. Instead of shelling out for high-priced diamonds graded in the D-F range, consider opting for a diamond in the G-J range. By doing so, not only can you acquire a breathtaking piece, but you can also save a whopping $16,979, in addition to any savings made through wise choices concerning clarity.
Explore Lab Grown 

Lesson 5 - Carat / Size

When buying your diamond ring, make sure to prioritize spending on carat.

Why is Carat Important?

The first thing everyone thinks about when it comes to a diamond ring is the size of the main diamond in the center. In fact, when women are asked, the most important aspect of the ring to them is the size of the center diamond. The carat weight directly affects how big the diamond appears, so we suggest allocating most of your budget towards this.
Watch us compare sizes and help you visualize what you want. 

This range of carats is the best option for a 3.5 carat oval diamond ring.

We recommend that you check out diamonds ranging from 3.15 to 3.85 carats. This will give you a variety of prices without a significant increase in size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

The way a diamond is cut directly affects its sparkle. For your 3.5 carat oval diamond ring, make sure to choose either an ideal or excellent cut.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

If you're on the hunt for an absolutely gorgeous 3.5 carat oval diamond ring, one crucial aspect to consider is its cut. The cut of the diamond plays a significant role in determining its brilliance and shimmer. It's all about the meticulous and flawless shaping of the diamond's facets, which ultimately affects its overall radiance and glimmer.

What diamond companies don't want you to know

You might think that an 'Ideal' cut diamond, which is crafted to make it sparkle the most by having perfect proportions, would be the priciest one. However, that's not always true. Sometimes, a 'Fair' cut diamond with similar carat, color, and clarity can actually be more expensive. It might seem a bit confusing, but poorly cut diamonds can actually look bigger while lacking the sparkle and brilliance that you want. A diamond without sparkle is like a phone without any signal.

One last thing to keep in mind: go for GIA Certified Excellent Cut Diamonds (also known as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

Not all diamond shapes are equally sparkly; some shapes can give the illusion of a higher cost in 3.5 carat oval diamond rings.

What is Diamond Shape?

The diamond shape is all about showcasing the diamond's style, whether it's round, oval, or any other shape you can think of. Each shape has its own unique qualities, some of which can make the diamond appear larger, while others add an extra touch of sparkle and give it a timeless, classic look. To get a better idea of how different shapes can look on a 3.5 carat diamond ring, take advantage of our shape tool in this section. It'll show you a variety of options to choose from.

What shape to choose?

When you're thinking about diamond shapes, it's a fact that certain shapes can give the stone a bigger look, and there are shapes that are currently popular in the market. But what really counts is the shape that speaks to your heart. If you're looking for some guidance, a brilliant cut diamond might be just what you need. This includes shapes like Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant. Out of these choices, Round diamonds are the most commonly loved, while Oval and Marquise shapes can make the diamond look larger even with the same carat weight.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

The band has the ability to transform a 3.5 carat oval diamond ring into a whole new piece.

What is setting?

Sometimes called the band, the part of the diamond ring that surrounds and holds the stone is referred to as the setting. In most cases, these bands are made of gold and are available in different colors such as white, yellow, or rose gold. If you prefer, you can also choose a platinum band. The setting is an important element in determining the overall look of your 3.5 carat oval diamond ring. It provides an opportunity to showcase your personal style. We have compiled the three most popular settings that are frequently chosen. Regardless of your choice, it is recommended to go with 14k gold. Continue reading to learn the reasons behind this recommendation.
The setting or band is really important for making your diamond look bigger and better. 

Ensure that your band is made of 14K gold.

Here's a really important tip. Avoid choosing between 18 karat or 24 karat gold for your setting. It's better to go with 14 karat gold instead. Even though 18 karat and 24 karat gold are more pure, they are much softer and prone to bending easily. If the setting of your valuable diamond bends too easily, it greatly raises the risk of the diamond slipping out. Many people have faced this issue before.

Solitaire - A Delicate Ring Enhances the Size of the Center Diamond Significantly

Survey data indicates that a large diamond is a common desire among women. To visually enhance the size of a 3.5 carat oval diamond ring, you could consider a Solitaire setting with a slender, elegant band. The disparity between the slim band and the large diamond can create the illusion of a bigger gem. Further enhance this by incorporating petite accent diamonds along the band—they add a touch of elegance without detracting from the main diamond.

Halo: Use smaller diamonds to make your diamond look bigger.

A different way to make your 3.5 carat oval diamond ring appear larger is by using a halo setting. This style includes smaller diamonds that encircle the main gem, enhancing its brilliance and creating the illusion of a bigger size. If you desire an even more noticeable effect, you could think about a double halo setting. When paired with a slim band, this setting can make a smaller diamond appear much larger, giving the impression of a more extravagant ring.

The main diamond needs to stay the focal point.

Many women prefer to have a diamond that appears large in size. A band that is too decorative or wide might take away from the diamond, making it seem slightly smaller. If you want your 3.5 carat oval diamond ring to be the main focus, selecting a simple and understated band would be a smart decision. On the other hand, if the overall beauty of the ring is your priority, a fancy band might be your preferred choice. Just be careful, as it could diminish the prominence of the diamond.

Build a Custom 3.5 carat oval diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Crafting a customized piece is a personal endeavor, offering the opportunity to design a jewelry item that truly showcases your individual taste and personality, all at a price that is much more affordable than typical store prices. With renowned leaders in the industry such as Brilliant Earth, James Allen, and Blue Nile, you are given the flexibility to personalize every aspect of your ring, from the diamond's shape to the band's design.
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Watch us take you through the entire building process on our favorite websites.

Buy your diamond ring online from one of our trustworthy partners. Each link ensures you get the best possible value.

We have evaluated each company and the Shop Now links are arranged to offer you the best prices for high-quality diamonds. Specifically, these links are designed with specific preferences on each website to display the greatest deals for your needs. You will be able to choose from a wide range of options, including personalized rings, and enjoy outstanding customer support.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
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Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Virtual Appointment

Let us help you get help by the industry leaders. When you click the button below we will help you choose where to set up your appointment.
Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 3.5 carat oval diamond ring worth?

The average price of a 3.5 carat oval diamond ring is $46,100. However, the price range for such rings can vary between $19,290 and $72,040.

How big is a 3.5 carat oval diamond ring?

A 3.5 carat oval diamond ring has a length of 10.2mm and a width of 7.8mm. This makes it appear slightly larger than a 3 carat oval diamond ring, which has a length of 9.8mm and a width of 7.5mm. However, when compared to a 4 carat oval diamond ring, the size difference is not very noticeable, as the 4ct has a length of 10.6mm and a width of 8.2mm.

What does a 3.5 carat oval diamond ring look like like on a hand?

A 3.5-carat oval diamond ring is a larger and more luxurious choice for an engagement ring. The oval-cut diamond has a unique elongated shape that adds elegance to the hand. It has a width of approximately 10.5mm, which means it takes up a significant portion of the finger's width. The size and sparkle of this diamond make it a stunning and eye-catching choice for anyone looking for a statement piece.

What is the price of a 3.5 carat oval diamond ring?

The price of a 3.5 carat oval diamond ring falls within the range of $19,290-$72,040.

Is a 3.5 carat oval diamond ring good enough?

Yes, a 3.5 carat oval diamond ring can be considered good enough. Oval diamonds are known for their elegance and elongated shape, which can create the illusion of longer fingers. The 3.5 carat size is also quite substantial, offering a noticeable presence on the finger. However, it's important to consider other factors such as the diamond's cut, clarity, and craftsmanship to ensure the overall quality and beauty of the ring.

Is a 3.5 carat oval diamond ring big?

Yes, a 3.5 carat oval diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 3.5 carat diamond is significantly larger. A 3.5 carat oval diamond is noticeable and eye-catching due to its size and shape. Although it's above average, it's not uncommon or difficult to make that size work on your finger.

What does a 3.5 carat oval diamond ring weigh?

A 3.5 carat oval diamond ring weighs 0.7 grams.

Should I get a 3.5 carat oval diamond ring?

A 3.5 carat oval diamond ring would be a great choice because of its impressive size, elegant shape, and timeless appeal.

Is a 3.5 carat oval diamond ring too big?

No, a 3.5 carat oval diamond ring is not considered too big.

Is a 3.5 carat oval diamond ring small?

No, a 3.5 carat oval diamond ring is not considered small. The carat weight of a diamond determines its size, and 3.5 carats is a significant weight for an oval diamond. However, it's important to note that the perception of size can vary depending on the finger it is worn on.
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