Much More to Come
We will be adding much more content to help you make the best financial decisions for your wedding day. 

3.5 carat cushion cut diamond ring Buying Guide

Uncover the secrets of saving up to $38,032 through our guide.
This carefully crafted guide will teach you the best ways to make the most of your money when buying a 3.5 carat cushion cut diamond ring. It provides advice on which aspects are worth splurging on and which ones can save you some cash. Additionally, it points out exactly where you can find the ring you desire or maybe even a better alternative.
Don't want to learn, just want to shop?
We have collected the best deals on cushion cut diamond rings that are 3.5 carats, and they are very attractive. You can find our chosen items in the section we have linked.

Diamond Price Guide Overview
8 buying lessons - 5-10 min total read time

Get the lowest price for the highest-grade 3.5 carat cushion cut diamond ring.

In our upcoming lessons, we will teach you effective ways to save money while still getting a stunning 3.5 carat cushion cut diamond ring. We'll provide you with helpful tips to make the most of your budget and avoid being deceived by diamond companies.
Average Price
$38,940.77
Price Range
$23,270-$70,810
Our Max Savings
$38,032
Lessons 1-4  ∴  Save Money 
Lessons 4 & 5  ∶  Spend Money 
Lessons 6-8  ∴  Personalize & Decide 
⤫ 40% Cash Savings

Lesson 1

Buying Online

Buying diamond rings online is a much more affordable option. Physical stores often increase the price by 40% and provide limited choices.
$26,130 Cash Savings

Lesson 2

Clarity

Learn how to cut diamond ring prices in half with our clarity tips. Get ready to discover how to save a significant amount of money.
$10,120 Cash Savings

Lesson 3

Color

Color is another important factor that impacts the price of diamonds. We will assist you in determining when to utilize this aspect to achieve significant savings.
⤫ 85% Cash Savings

Lesson 8

Lab Grown

By choosing a lab-grown 3.5 carat cushion cut diamond ring, you can save up to 85% on your purchase. However, it's important to note that you may not be able to sell it later on.
☺ Spend Money

Lesson 4

Carat Weight / Size

Since women tend to prefer bigger diamonds, it would be wise to allocate more of your budget towards that. We are here to assist you in maximizing the size of your diamond while finding ways to save money in other aspects.
☺ Spend Money

Lesson 5

Cut, Sparkle & Brilliance

The diamond's cut is the most important factor in its overall appearance. It's not the place to cut corners and save money, as it is what gives the diamond its sparkle and distinctive charm.
≔ Personalize

Lesson 6

Shapes

A diamond ring looks different and shines in a unique way depending on its shape. We will show you the distinct appearance and sparkle of each shape.
≔ Personalize

Lesson 7

Setting / Band

Choosing a solitaire ring can help you save money and create the illusion of a larger diamond. However, it ultimately depends on your personal preference.

Lesson 1 - Buy Online
Up to 40% savings here

Instantly lower the price of your online purchase of a 3.5 carat cushion cut diamond ring by up to 40%.

Looking for a clever way to purchase your engagement ring? Give online shopping a shot! You can score savings of up to 40% at popular stores like Blue Nile and James Allen, in comparison to brick-and-mortar retailers. Plus, you'll have access to a wider range of options and greater customization choices. It's a win-win situation! Get the ring of your dreams at a price that will make you smile.

Use the 'shop now' links below to begin designing a 3.5 carat cushion cut diamond ring that offers great value at an affordable price!

Are you ready to start shopping? Our links will directly lead you to the most reputable online diamond retailers, offering the best quality diamonds at the lowest prices.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Lesson 2 - Clarity

When shopping for a 0.25 carat radiant cut diamond ring, the diamond's clarity is the major factor that affects its pricing.

⊗ Up to $39,408 savings with these tips
Watch us save thousands of dollars by simply selecting the right clarity range.

What is Clarity?

In the world of diamonds, clarity refers to how flawless they are. However, the interesting part is that these flaws are only visible under a 10x magnifier. The clarity scale ranges from 'flawless' to 'included', with classifications like VS1, VS2, and SI1 in between. Diamonds in these categories usually have imperfections that can only be seen with magnification. So, to the naked eye, they look completely clear, and nobody will notice any flaws when they admire your ring!

Optimal Clarity Range for a 3.5 carat cushion cut diamond ring

Choosing a diamond in the VS2-SI1 clarity range for your 3.5 carat cushion cut diamond ring can result in significant savings, potentially reducing the total price by as much as $39,408. We suggest considering the VS2 clarity grade as it offers a great balance between price and clarity for your diamond ring. However, it is also worth mentioning that SI1 diamonds should not be overlooked. With just a few minutes of searching through diamonds, you can find SI1 diamonds that appear nearly flawless.

One more important tip! Always avoid "cloudy"

This one is simple. Always avoid cloudy diamonds found in the GIA certificate. This is the one flaw that really matters for brilliance. 
☆ These diamonds have identical carat, cut, & color 
Not Recommended
Go with this clarity
FL
IF
VVS1
VVS2
VS1
VS2
SI1
‹ drag left or right ›

FL - Flawless

Cost - $77,891 This diamond is completely flawless, without any imperfections, but considering its price, it seems a little too expensive. Savings - You could save $33,211 - $50,121 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

IF - Internally Flawless

Cost - $70,810 The diamond has no flaws inside, which means it has no imperfections inside it. However, there might be some marks or scratches on the outside. This also seems like too much. Savings - You could save $26,130 - $43,040 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS1

Cost - $67,270 This diamond is almost flawless, but considering its price, it's still excessive indulgence. Savings - You could save $22,590 - $39,500 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VVS2

Cost - $70,810 These diamonds are incredibly beautiful, but we still recommend choosing ones with slightly less clarity. Savings - You could save $26,130 - $43,040 with a VS2, SI1, or SI2 diamond
‹ drag left or right ›

VS1 - Very Slightly Included

Cost - $38,635 If you come across an amazing deal for a diamond with excellent clarity, that's fantastic. However, the clarity tiers that follow are the best option in terms of cost-effectiveness and value. Savings - You could save $-6,045 - $10,865 with a VS2, SI1, or SI2 diamond

‹ drag left or right ›

VS2 - Very Slightly Included

Cost: $44,680 Total Savings: $-6,045 - $26,130 This diamond clarity is the perfect blend of quality and affordability. The majority of these diamonds are flawless to the naked eye, meaning you won't be able to spot any imperfections in them.
‹ drag left or right ›

SI1 - Slightly Included

Cost: $38,483 Total Savings: $152 - $32,327 This diamond clarity is the best offer available. Please remember that not all SI1 diamonds have the same appearance. Although some may not be the finest, many are incredibly breathtaking and could easily be confused with a VS2.

Lesson 3 - Color

Diamond color is another significant factor in determining the price of a 3.5 carat cushion cut diamond ring when shopping.

⊗ Up to $14,322 savings with these tips
Watch us save thousands by purchasing diamonds in the right range

What is Color?

Diamonds can have a yellowish tint or no color. The Gemological Institute of America (GIA) ranks diamond color from D (colorless) to Z (yellow or brown). Most jewelry diamonds have minimal color and fall in the G-H group. Only when compared to higher-ranked diamonds like D, E, or F, can you detect slight traces of color. Although color is more noticeable in larger diamonds, a G-H group cushion diamond will still appear almost colorless and won't be as costly as completely colorless diamonds, such as those with a D-grade.

Optimal Color Range For A 3.5 Carat Cushion Cut Diamond Ring

Selecting the appropriate color grade for a 3.5 carat cushion cut diamond ring can lead to significant cost savings. Instead of investing in high-priced diamonds graded D-F, consider opting for a diamond within the G-J range. This decision can still ensure an exquisite piece while potentially saving you up to $14,322, in addition to any savings made by making informed choices regarding clarity.
Clearest Color
Best Value
Sometimes Ok
D
E
F
G
H
I
J
< drag left or right >

D color

Cost - $46,180 This diamond is colorless, meaning it has no hints of yellow, you can find these at a good price, but it is not as common. Savings - You could save $7,824 - $10,125 with a G or H colored diamond
‹ drag left or right ›

E color

Cost - $43,409 An E color diamond is a rare, colorless gem of exceptional beauty and value. You can sometimes find them at a great price. Savings - You could save $5,053 - $7,354 with a G or H colored diamond
‹ drag left or right ›

F color

Cost - $40,804 These are near-colorless with only slight traces of color, making it an attractive choice. You'd really have to look closely to figure it out Savings - You could save $2,448 - $4,750 with a G or H colored diamond
‹ drag left or right ›

G color

Cost - $38,356 These are near-colorless with only slight traces of color, making it an attractive choice for it's quality and price. You'd really have to look closely to notice any color Savings - You could save $2,301 with an H colored diamond
‹ drag left or right ›

H color

Cost - $36,055 Total Savings: $2,301 - $10,125 These are near-colorless with only slightly more noticable hint of color, further making it an attractive choice for it's quality and price. You'd need to have a trained eye to see the color flaw in this one without having a colorless diamond next to it.
‹ drag left or right ›

I color

Cost - $33,891 Total Savings: $4,465 - $12,288 These begin to have a bit more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.
‹ drag left or right ›

J color

Cost - $31,858 Total Savings: $6,498 - $14,322 These also have a slightly more noticable hint of color especially when next to colorless diamonds. These still have unnoticable color if placed on a solitaire ring, but we do not recommend these on a halo ring.

Lab Grown Diamonds

Lab grown diamonds can often cut prices in half and no one will ever notice the difference. 

Lesson 4 - Lab Grown
Save up to 85% on your diamond ring.

Save over $36,200 on your 3.5 carat cushion cut diamond ring by opting for a lab grown diamond.

Lab-grown diamonds are the result of scientific processes that create diamonds that appear identical to those found in nature. These lab-grown diamonds are produced in a way that is more environmentally friendly and morally responsible. Compared to naturally occurring diamonds, they are more readily available, making them much more affordable to purchase. In fact, a lab-grown diamond can be up to 85% cheaper than a similar diamond found in nature. The main advantage of lab-grown diamonds is that they offer the opportunity to acquire a diamond of superior quality at a significantly lower cost. This not only reduces the financial burden upfront but also lessens the impact on one's finances, even if selling the diamond later on is not an option.

If you find yourself needing to sell your 3.5 carat cushion cut diamond ring, choosing a lab-grown diamond can help minimize your financial loss.

Selecting the appropriate color grade for a 3.5 carat cushion cut diamond ring can lead to significant cost savings. Instead of investing in high-priced diamonds graded D-F, consider opting for a diamond within the G-J range. This decision can still ensure an exquisite piece while potentially saving you up to $14,322, in addition to any savings made by making informed choices regarding clarity.
Explore Lab Grown 

Lesson 5 - Carat / Size

When you're looking to buy a diamond ring, consider investing in carat.

Why is Carat Important?

Imagine a diamond ring. What's the main attraction? The size of the center diamond, of course. It's no secret - women agree that size is important according to surveys. And since the carat weight determines the size of the diamond, that's where we suggest you spend your money.
Watch us compare sizes and help you visualize what you want. 

Look for this Carat Range when shopping for a 3.5 carat cushion cut diamond ring.

We suggest checking out diamonds that range from 3.15 to 3.85 carats. This way, you can explore different prices without a significant jump in size.
Hand Diamond

1 carat

Explore More Diamond Weights

Lesson 6 - Cut

The sparkle of a diamond is determined by its cut. For your 3.5 carat cushion cut diamond ring, it's recommended to choose either an ideal or excellent cut for maximum brilliance.

Find out why cut makes diamonds sparkle and why you want ideal or excellent cut diamonds.

What is Cut?

When you're looking for a remarkable diamond, you have to consider the cut. The cut is extremely important in determining the quality of the diamond's sparkle and brilliance because it involves the precise shaping of all the facets.

A hidden truth within the diamond industry

Many people assume that a diamond with an 'Ideal' cut, which is renowned for its incredible sparkle due to its perfect proportions, will always be the priciest option. However, this is not always the case. In certain situations, a 'Fair' cut diamond with similar carat, color, and clarity may actually come with a higher price tag. This happens because poorly cut diamonds can appear larger but lack the sparkle and brilliance that you desire. Simply put, a diamond without sparkle is akin to a clock without hands.

Here's a crucial tip: always opt for GIA Certified Excellent Cut Diamonds (also known as "Ideal" Cut).


Never Buy These
Definitely Buy These
Fair
Good
Very Good
Ideal
Excellent
‹ drag for sparkle ›

Fair Cut Diamond

Look at that dull sparkle... not much to write home about. Stay away from these.
‹ drag for sparkle ›

Good Cut

Still pretty bland in the sparkle area... stay away from these. 
‹ drag for sparkle ›

Very Good Cut

Getting better, but you don't save much money to  
‹ drag for sparkle ›

Ideal Cut

The is as low as you should go
‹ drag for sparkle ›

Excellent Cut

Blue Nile calls it Astor, James Allen calls it True Hearts, and Brilliant Earth calls it Truly Brilliant. 

Regardless, excellent cut diamonds have incredible sparkle.

Lesson 7 - Shape

Consider a diamond's shape since it can impact the sparkle of a 3.5 carat cushion cut diamond ring, making it seem more expensive.

What is Diamond Shape?

The diamond shape is all about the way the diamond is designed. It can be round, oval, cushion, and more. Depending on the shape, the diamond can either look bigger or have a more dazzling sparkle. It can also give off a timeless vibe. In this section, you can check out our shape tool to see a variety of 3.5 carat diamond rings with different shapes.

What shape to choose?

When thinking about diamond shapes, it's important to know that some can give the illusion of a bigger stone, and there are shapes that are currently in demand. However, at the end of the day, your choice should be based on what you truly love. If you don't have a strong preference, you might want to consider a brilliant cut diamond, which includes shapes like Round, Marquise, Princess, Cushion, Oval, Pear, and Radiant. Out of these options, Round diamonds are the most popularly chosen, but you might find that Oval and Marquise shapes can make the diamond appear larger even with the same weight in carats.
Watch us compare shapes so you can see exactly what style you prefer. 

Explore other diamond shapes

Try out different diamonds

Hand Diamond
Round
Marquise
Princess
Emerald
Cushion
Oval
Pear
Asscher
Radiant
Heart

Lesson 8 - Setting

The appearance of a cushion cut diamond ring with a size of 3.5 carats can be greatly changed by the band it is paired with.

What is setting?

The metal part of the diamond ring, which is called the band, is called the setting. Usually, it is made of gold and comes in white, yellow, or pink shades. You can also select a platinum band. The setting plays a vital role in the overall appearance of your 3.5 carat cushion cut diamond ring. It's where you can display your personal taste. Below, we have listed the three most popular settings. No matter which setting you prefer, we suggest opting for 14k gold. Keep reading to find out why we recommend this.
The setting or band is really important for making your diamond look bigger and better. 

Make sure you choose a ring with a 14K Gold band.

Pay attention to this important rule. Do not choose 18k or 24k gold for your setting. Instead, rely on 14k gold. Even though 18k and 24k gold are more pure, they are very soft and flexible. If your band, which secures your valuable diamond, bends too easily, the chances of your diamond becoming loose and falling out increase. This is a problem that is commonly faced by many people.

Solitaire - A Delicate Ring Enhances the Size of the Center Diamond Significantly

According to polling, a sizeable diamond is on most women's wish list. Enhance the visual impact of a 3.5 carat cushion cut diamond ring with a Solitaire setting that features a slender, delicate band. The contrast between the smaller band and the grand diamond can simulate the appearance of a larger stone. For an additional effect, opt for settings that use tiny accent diamonds along the band, adding to the ring's beauty without pulling focus from the centerpiece diamond.

Halo: Enhance the Appearance of Your Diamond with Smaller Stones Around It

To make your 3.5 carat cushion cut diamond ring appear bigger, think about using a halo setting. The little diamonds around it boost the brightness and make it seem larger. You could choose a double halo setting for a more impressive trick. When combined with a thin band, this can turn a smaller diamond into a visually larger, fancy gem.

Don't diminish the significance of the main diamond.

A lot of ladies prefer a diamond that appears large. If your ring is too fancy or wide, it might take away attention from the diamond, making it seem smaller. If you want to highlight your 3.5 carat cushion cut diamond ring, it's better to choose a simple band that won't overshadow it. However, if you're more attracted to the overall design of the ring, a fancy band could be what you want, but remember, it might reduce the diamond's sparkle.

Build a Custom 3.5 carat cushion cut diamond ring Starting with Our Curated Diamond Selections For The Best Deals

Creating your own custom jewelry is a one-of-a-kind project that allows you to design a piece that truly reflects your personal style and character. What's even better is that it's more affordable than buying from a store. With top brands like Brilliant Earth, James Allen, and Blue Nile at your disposal, you have the ability to customize every aspect of your ring, such as the diamond's shape and the style of the band.
Start Building
Watch us take you through the entire building process on our favorite websites.

Decide to shop online with our reliable partners. Each link will take you to an incredible deal on diamond rings.

We have evaluated each company and the Shop Now links are arranged to offer you the best prices for high-quality diamonds. Specifically, these links are designed with specific preferences on each website to display the greatest deals for your needs. You will be able to choose from a wide range of options, including personalized rings, and enjoy outstanding customer support.

Our Money Saving Links

Watch us compare pricing with retail stores and our favorite online brands

Ease of Use
Pricing
Selection
Customer Service
Best overall experience, great selection, 24/7 customer support
Ease of Use
Pricing
Selection
Customer Service
Another excellent website for very well priced diamond rings.
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
They focus on ethically sourced diamonds. Best option for karma free rings
Ease of Use
Pricing
Selection
Customer Service
Mostly here to show you how retail companies are not high quality. 

Virtual Appointment

Let us help you get help by the industry leaders. When you click the button below we will help you choose where to set up your appointment.
Book Appointment

Frequently Asked

Did you want to know even more? Wow you're a great student!

How much is a 3.5 carat cushion cut diamond ring worth?

A 3.5 carat cushion cut diamond ring is worth an average price of $38,900. The price range for such rings is between $23,270 and $70,810.

How big is a 3.5 carat cushion cut diamond ring?

A 3.5 carat cushion cut diamond ring has a size of approximately 9.5mm in diameter. This makes it visibly larger than a 3 carat cushion cut diamond ring, which is around 9.3mm in diameter. When compared to a 4 carat cushion cut diamond ring, however, the difference is barely noticeable; as the 4ct has a diameter of about 9.7mm.

What does a 3.5 carat cushion cut diamond ring look like like on a hand?

A 3.5 carat cushion cut diamond ring is a larger and more luxurious option for those seeking a statement piece. When worn on the hand, it showcases a stunning cushion-shaped diamond that measures approximately 9.5mm in width. This means that it occupies a significant portion of the finger's width, making it an eye-catching and elegant choice.

What is the price of a 3.5 carat cushion cut diamond ring?

The price of a 3.5 carat cushion cut diamond ring ranges from $23,270 to $70,810.

Is a 3.5 carat cushion cut diamond ring good enough?

Yes, a 3.5 carat cushion cut diamond ring can be considered good enough. The larger carat weight of the diamond makes it visually impressive, especially when combined with the cushion cut which adds a unique and elegant touch to the ring. However, the overall quality of the diamond, including its clarity and craftsmanship, also plays a significant role in determining its desirability.

Is a 3.5 carat cushion cut diamond ring big?

Yes, a 3.5 carat cushion cut diamond ring is considered big. The average carat weight for a diamond engagement ring is about 1.2 carats, so a 3.5 carat diamond is significantly larger. A cushion cut diamond tends to have a larger face-up appearance, making it even more noticeable and eye-catching. While it is above average, it is still a feasible size for a ring.

What does a 3.5 carat cushion cut diamond ring weigh?

A 3.5 carat cushion cut diamond ring weighs 0.7 grams.

Should I get a 3.5 carat cushion cut diamond ring?

A 3.5 carat cushion cut diamond ring can be a great choice because of its larger size, unique shape, and overall attractiveness.

Is a 3.5 carat cushion cut diamond ring too big?

A 3.5 carat cushion cut diamond ring is considered large, but it ultimately depends on personal preference and style.

Is a 3.5 carat cushion cut diamond ring small?

No, a 3.5 carat cushion cut diamond ring is not considered small. The carat weight refers to the size of the diamond, and 3.5 carats is a significant size. However, it's important to note that the perception of size can vary depending on the shape of the diamond and the setting of the ring.
Diamond Rotate
LazyLoad Youtube Video
LazyLoad Diamond Video
crossarrow-down-circle